Bottom Line Up Front
Encompasses conventional investment loans, DSCR programs, portfolio loans, and bridge financing for non-owner-occupied properties.
Overview
Encompasses conventional investment loans, DSCR programs, portfolio loans, and bridge financing for non-owner-occupied properties.
Who Qualifies?
Varies by program. Conventional: income docs + 15-25% down. DSCR: rental income. Bridge: asset + exit strategy.
Key Benefits
- ✓Multiple program options
- ✓Portfolio growth
- ✓Various property types
- ✓LLC ownership
✅ Pros
- Diverse options
- Scale portfolio
- Professional support
⚠️ Considerations
- Higher rates than primary
- Larger down payments
- More complex
California-Specific Information
California offers diverse investment opportunities from Bay Area tech-corridor rentals to Central Valley cash-flow properties.
Rates & Pricing
Conventional investment: 0.25-0.75% premium. DSCR/portfolio: independent pricing.
Why Choose Save Financial for Investor Loans?
Save Financial is a trusted California mortgage broker (NMLS #377740) with 45 years of combined experience and relationships with 20+ wholesale lenders. We specialize in finding the best investor loans rates and terms for California borrowers. Our $500 price guarantee means if we can't beat another lender's offer, you get $500. We serve 60+ California cities from our offices in Newport Beach and Marina del Rey, and our team speaks English and Spanish.
Call (888) 703-1840 or get a free quote online — open 7 days a week, 9AM–8PM.
$500 Cash Loan Price Match Guarantee
Get a written offer from any lender. If Save Financial cannot beat it for the same product, we pay you $500 cash.
NMLS #377740 · DRE #01875766 · Call (888) 703-1840
Reviewed By
Mike Baasti, Licensed Mortgage Broker
Founder of Save Financial, Inc. (NMLS #377740) in Newport Beach, CA. 20+ years in residential and investment lending across conventional, FHA, VA, jumbo, hard money, bank statement, and specialty mortgage programs.