Bottom Line Up Front
Allow non-US citizens to purchase property without US credit or SSN. Popular with international investors.
Overview
Allow non-US citizens to purchase property without US credit or SSN. Popular with international investors.
Who Qualifies?
Valid passport. 25-30% down. Foreign income proof. No US credit required.
Key Benefits
- ✓No US credit needed
- ✓No SSN required
- ✓International income accepted
✅ Pros
- International buyer access
- US property ownership
⚠️ Considerations
- Higher down payment
- Higher rates
- More documentation
California-Specific Information
California is a top destination for international buyers — Irvine, SF, LA, and San Diego are popular markets.
Rates & Pricing
1-3% above conventional with 25-30% down.
Why Choose Save Financial for Foreign National Loans?
Save Financial is a trusted California mortgage broker (NMLS #377740) with 45 years of combined experience and relationships with 20+ wholesale lenders. We specialize in finding the best foreign national loans rates and terms for California borrowers. Our $500 price guarantee means if we can't beat another lender's offer, you get $500. We serve 60+ California cities from our offices in Newport Beach and Marina del Rey, and our team speaks English and Spanish.
Call (888) 703-1840 or get a free quote online — open 7 days a week, 9AM–8PM.
$500 Cash Loan Price Match Guarantee
Get a written offer from any lender. If Save Financial cannot beat it for the same product, we pay you $500 cash.
NMLS #377740 · DRE #01875766 · Call (888) 703-1840
Reviewed By
Mike Baasti, Licensed Mortgage Broker
Founder of Save Financial, Inc. (NMLS #377740) in Newport Beach, CA. 20+ years in residential and investment lending across conventional, FHA, VA, jumbo, hard money, bank statement, and specialty mortgage programs.