Bottom Line Up Front
CalHFA MyHome Assistance, CalHFA conventional/FHA programs, county-specific programs, and federal first-time buyer benefits.
Overview
CalHFA MyHome Assistance, CalHFA conventional/FHA programs, county-specific programs, and federal first-time buyer benefits.
Who Qualifies?
Haven't owned in 3 years. Income limits vary. Homebuyer education may be required.
Key Benefits
- ✓Down payment grants
- ✓Below-market rates
- ✓Closing cost assistance
- ✓Education support
✅ Pros
- Lower entry barriers
- Grant money available
- Counseling support
⚠️ Considerations
- Income limits
- Property restrictions
- Longer processing
California-Specific Information
CalHFA offers several programs with competitive rates and down payment assistance. County programs add additional benefits.
Rates & Pricing
CalHFA rates competitive with market. Assistance may be deferred loans or forgivable grants.
Why Choose Save Financial for First-Time Home Buyer Programs?
Save Financial is a trusted California mortgage broker (NMLS #377740) with 45 years of combined experience and relationships with 20+ wholesale lenders. We specialize in finding the best first-time home buyer programs rates and terms for California borrowers. Our $500 price guarantee means if we can't beat another lender's offer, you get $500. We serve 60+ California cities from our offices in Newport Beach and Marina del Rey, and our team speaks English and Spanish.
Call (888) 703-1840 or get a free quote online — open 7 days a week, 9AM–8PM.
$500 Cash Loan Price Match Guarantee
Get a written offer from any lender. If Save Financial cannot beat it for the same product, we pay you $500 cash.
NMLS #377740 · DRE #01875766 · Call (888) 703-1840
Reviewed By
Mike Baasti, Licensed Mortgage Broker
Founder of Save Financial, Inc. (NMLS #377740) in Newport Beach, CA. 20+ years in residential and investment lending across conventional, FHA, VA, jumbo, hard money, bank statement, and specialty mortgage programs.