Meet Our Team
Experienced mortgage professionals dedicated to finding the perfect loan for your situation. No call centers β you work with a real person from start to finish.
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Michael Chen
NMLS #377740Senior Mortgage Advisor & Branch Manager Β· Newport Beach Office
Michael leads Save Financial's Newport Beach office with over 15 years of mortgage industry experience. He specializes in jumbo financing and self-employed solutions for Orange County and South Coast clients. His background in finance and deep understanding of non-traditional income documentation has helped hundreds of business owners and entrepreneurs achieve homeownership.
βEvery client deserves a mortgage advisor who listens first and advises second. The right loan isn't always the one with the lowest rate β it's the one that fits your complete financial picture.β
Loans Closed
1,200+
Experience
15 years
Languages
English, Mandarin
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Sarah Martinez
NMLS #377740Senior Mortgage Advisor Β· Marina del Rey Office
Sarah manages Save Financial's Marina del Rey operations and is passionate about helping first-time homebuyers navigate California's competitive market. Her expertise in FHA, VA, and CalHFA programs has opened doors to homeownership for clients who thought buying in LA was impossible. She's known for her patient, educational approach.
βThe biggest barrier for first-time buyers isn't money β it's information. Once people understand the programs available to them, the path to homeownership becomes clear.β
Loans Closed
800+
Experience
12 years
Languages
English, Spanish
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David Park
NMLS #377740Mortgage Advisor β Investment Specialist Β· Newport Beach Office
David is Save Financial's investment property specialist with a personal portfolio of rental properties across California. His hands-on investing experience means he understands the investor's perspective β not just the lending side. He has deep expertise in DSCR programs, bridge loans, and multi-family financing.
βI'm not just a lender β I'm an investor too. I understand the numbers behind every rental deal because I run them for my own portfolio.β
Loans Closed
600+
Experience
10 years
Languages
English, Korean
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Jennifer Williams
NMLS #377740Senior Mortgage Advisor Β· Marina del Rey Office
Jennifer brings 18 years of experience in residential mortgage lending, with particular expertise in luxury and jumbo transactions on the Westside. From Malibu beachfront to Beverly Hills estates, she navigates complex high-value transactions with precision and discretion. Her client relationships often span decades.
βIn luxury lending, the details matter. My clients expect a seamless experience, and I deliver it every time.β
Loans Closed
1,500+
Experience
18 years
Languages
English, French
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Carlos Rivera
NMLS #377740Mortgage Advisor Β· Newport Beach Office
Carlos specializes in serving California's diverse communities with ITIN, foreign national, and non-QM loan programs. Fluent in Spanish and English, he bridges the gap for borrowers who need specialized lending solutions and culturally sensitive guidance through the homebuying process.
βHomeownership should be accessible to everyone who works hard and pays their taxes. I help make that happen with the right programs and the right guidance.β
Loans Closed
500+
Experience
8 years
Languages
English, Spanish
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Amanda Foster
NMLS #377740Mortgage Advisor β VA Specialist Β· Newport Beach Office
Amanda is a Navy veteran who brings both military service experience and mortgage expertise to Save Financial. As a VA loan specialist, she understands the unique challenges military families face β PCS moves, deployment timelines, and BAH considerations. She serves clients at all California military installations.
βI served, so I understand. When a military family calls, they're talking to someone who's been through every PCS stress and knows the VA loan process inside and out.β
Loans Closed
700+
Experience
11 years
Languages
English
Ready to Work With Our Team?
Get matched with the right mortgage advisor for your specific situation β purchase, refinance, or investment.