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Last updated: July 2026. Sources: FHFA, HUD, VA, CalHFA, CFPB, California DRE, California Association of Realtors. All loans subject to credit approval. Rates subject to change.
Purchase Loans
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RefinanceCash-OutHELOCMortgage RatesStep-by-Step GuidesCalifornia CitiesBlog & ArticlesCompare LoansMortgage by SituationFAQService AreasMortgage CalculatorsGlossaryAboutContact$500 GuaranteeLast updated: July 2026. Sources: FHFA, HUD, VA, CalHFA, CFPB, California DRE, California Association of Realtors. All loans subject to credit approval. Rates subject to change.
Mortgage Guide California was created by licensed mortgage professionals to help California homebuyers and homeowners understand their options before they apply. This website itself is not a lender or a mortgage broker — it does not take applications, quote binding rates, or make credit decisions. The guides are written and reviewed by people who place loans for a living, and the site is sponsored and paid for by Save Financial, Inc., a California-licensed mortgage broker.
Save Financial is our recommended mortgage broker partner with 45 years of combined experience and access to 20+ wholesale lenders. They serve all of California from offices in Newport Beach and Marina del Rey. Their $500 Price Match Guarantee ensures you get the best rate available. The team speaks English and Spanish.
Mortgage Guide California is an educational resource sponsored and paid for by Save Financial, Inc. All mortgage services, rate quotes, and loan applications are handled by Save Financial, Inc. (NMLS #377740, DRE #01875766), a California-licensed mortgage broker. Equal Housing Lender. All loans subject to credit approval.
A licensed California advisor replies within one business day. No credit pull.